Dr. Brett Clark
Dentist & OwnerLittle League Coach, Barefoot Water Skier, Exercise Junkie, Super-Dad!
Read Full Bio >>Dane County Dentists with Insurance & Financing Options
Your smile is one of your best features, and protecting it should always be within reach. Total Care Dental of Madison makes dental treatments accessible through affordable dental insurance, dental care financing and flexible payment options. Our Madison dental professionals work with patients from Madison, Sun Prairie, Verona, Oregon and surrounding communities to provide high-quality care at a cost for every budget.
We accept cash, cards, checks and more, and are in-network with leading insurance providers.
Making Dental Care Affordable
TCD Madison accepts affordable dental insurance to help lower costs for individuals and families. We work with Humana and Delta Dental plans and will happily check benefits, submit claims and maximize your coverage.
If you don’t see your insurance provider listed, call our office. We can review available options and pair insurance with dental care finance programs so you receive the treatment you need.
Our Madison dentists are in-network with:
We also create personalized wellness contracts for patients without insurance, keeping essential care affordable throughout the year.
At–Home Smile Assessments
Our convenient at-home smile assessment provides dental care recommendations without leaving your home. Take a photo of your smile and one of our dentists will send back a personalized video with a treatment plan and projected costs.
Total Care Dental Payment Plans
Enroll in our Wellness Program for simple monthly payments starting at $30. This plan applies to routine checkups and periodontal maintenance care at our Madison office, making ongoing care affordable even without traditional insurance.
CareCredit
Start your treatment right away with CareCredit® financing. Flexible payment terms range from 6 to 60 months so you can cover costs for basic and cosmetic procedures. CareCredit helps patients without insurance or those who have reached their annual maximum continue care with manageable monthly payments.
Pre-Payment Discount Lowers Dental Costs
TCD Madison provides a 5% discount to patients without insurance for services over $300 when paid in full before treatment. This helps lower overall costs and makes treatments more affordable, particularly for patients managing expenses without dental coverage.
Combining Insurance with Payment Plans
TCD Madison accepts many dental insurance plans such as Humana and Delta Dental. There are sometimes out of pocket costs even with insurance, which is why TCD offers financing so that you can recieve the care you need at an affordable cost.
Check to see if TCD is in network with your insurance.
Check to see if TCD is in network with your insurance.
What if my insurance doesn’t cover all dental costs?
While dental insurance is a valuable resource, understanding coverage categories is important. Most plans break procedures into three groups.
- Preventative Care: Cleanings, sealants and x-rays, often fully covered.
- Basic Care: Fillings, extractions, root canals and gum treatments, generally covered at 70–80%.
- Major Care: Bridges, dentures, crowns and inlays, which usually have higher out-of-pocket costs.
Knowing your procedure’s category helps anticipate expenses and combine coverage with dental care finance options like CareCredit.
Dental Insurance Deductibles and Maximums
Most plans include a deductible (the amount you must pay before coverage begins) and an annual maximum (the total your insurance provider will pay in a year).
Once your plan’s maximum is met, you can still use CareCredit or our in-office wellness plan to cover additional treatments. This flexibility helps patients maintain affordable care throughout the year.
Types of Cosmetic Dental Services
Although insurance rarely covers cosmetic procedures, cosmetic dental financing helps make cosmetic services attainable. Our office provides several options to brighten, straighten and enhance your smile without financial stress.
Popular cosmetic services include:
Affordable Dental Services
At Total Care Dental of Madison, we offer financing options for a wide range of procedures so you can receive the care you need without delay. Whether you’re restoring function, relieving pain, or enhancing your smile, our team works with you to create an affordable payment plan that fits your budget.
Denture Financing
Our flexible denture financing options make it easier to restore your smile and confidence. Whether you need full or partial dentures, we’ll help you find a payment plan that fits your needs while ensuring comfort and quality.
Dental Crown Financing
Protect and restore damaged teeth with affordable dental crown financing. Flexible monthly payments help you maintain long-term oral health without postponing essential treatment.
Bridge Financing
Dental bridges help replace missing teeth and restore natural function. Our bridge financing options make this restorative service accessible with manageable monthly payments.
Root Canal Financing
Don’t delay important treatment due to cost concerns. Root canal financing allows you to save your natural tooth and prevent future complications with affordable, interest-free or low-interest options.
Filling Financing
Cavity treatments are vital for maintaining oral health. Our simple filling financing options help you address decay early without financial stress.
Invisalign & Orthodontic Financing
Straighten your smile discreetly with Invisalign financing. We offer flexible payment plans for orthodontic care so you can achieve lasting results comfortably and affordably.
Affordable Dental Care & Financing FAQs
How do I finance dental care without insurance?
Use CareCredit, our $30/month Wellness Program or pre-payment discounts to cover costs affordably.
Does dental insurance cover cosmetic procedures?
Most plans exclude cosmetic work. TCD Madison offers cosmetic dental financing so services like veneers, whitening and Invisalign remain affordable.
What is the best option for affordable dental insurance in Wisconsin?
Providers like Humana and Delta Dental are excellent choices. If you don’t have insurance, our financing team will design a wellness plan tailored to your needs.
Book an Appointment with Madison’s Affordable Dentists
TCD Madison has built a reputation for being one of the most affordable dental offices in Dane County, serving patients from Madison, Fitchburg, Middleton, Waunakee and beyond.
Don’t let costs delay your care. Total Care Dental of Madison combines affordable dental insurance, flexible financing and multiple payment options to help patients across Dane County. Contact us today or schedule your appointment online.
