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Affordable Dental Care Without Insurance in Madison, WI

No Insurance Dental Plans & Out-of-Pocket Services

With or without insurance, TCD Madison provides affordable dental care. Between long-term payment plans, special discounts for patients who choose to prepay and other financing adjustments, we can find the payment option best for your budget.

Talk with a staff financial coordinator for more information on out-of-pocket dental care payment options.

Dental Services

Payment Plans, Financing & Discounts offered at TCD Madison

Dental Services Discounts

Many adults and college students in the Madison area do not have dental insurance coverage. Our prepay discount helps reduce your overall costs, making procedures more affordable than ever, even without dental coverage.

We offer a 5% discount to patients without insurance for services over $300 when paid in full before treatment.

Preventive Care Plans

Our comprehensive Wellness Program makes preventive dental care affordable without insurance. Regular maintenance helps avoid costly emergency treatments and keeps your smile healthy year-round.

Your membership includes:

  • Two yearly cleanings
  • Two periodic exams
  • Two fluoride treatments
  • Diagnostic X-rays
  • One emergency visit
  • Laser therapy

Starting at $48 monthly with a one-time enrollment fee of $99, waived with annual payment.

No dental insurance payment plans
Wellness Plan - In-House Dental Payments
Wellness Plan Header Text - Our wellness plans are designed with your health and happiness in mind!

In-house Dental Payments

Searching for a dentist with payment plans? Say no more - Total Care Dental offers multi-level financing options for a variety of dental care services at our Madison, WI location. Enjoy routine checkups, cleanings, x-rays, periodontal preventative care, and more without the hassle of dealing with insurance companies that don't value your time or health needs. When you enroll in our Wellness Plan program, you're guaranteeing yourself yearly savings on necessary dental care with an additional 10% off treatments outside those covered by the program.

  • Low-cost monthly payments
  • Immediate benefits
  • 10% off additional treatments
  • Un-enroll at any time
Get In Touch
Money Tag Icon - Saving you money, one smile at a time, with our money tag icon! You save $461.00
Adult 14 years and older
$48 /month
Yearly $576
  • 2 Cleanings
  • 2 Periodic Exams
  • 2 Fluoride Treatments
  • Diagnostic X-rays
  • 1 Emergency Visit (includes exam & x-ray)
  • Laser Therapy
Money Tag Icon - Saving you money, one smile at a time, with our money tag icon! You save $392.00
Periodontal
$120 /month
Yearly $1440
  • 4 Periodontal Maintenance Exams
  • 2 Periodic Or Comp Perio Exams
  • 2 Fluoride Treatments
  • Diagnostic X-rays
  • 1 Emergency Visit (includes exam & x-ray)
  • Laser Therapy
  • Oral Hygiene Instruction
  • Oral Irrigation
  • Localized Minocycline Placement
  • Popwhite Whitening Polishing Paste

*One time enrollment fee of $99 for all patients, waived with annual payment.

Care Credit

CareCredit affords you the dental care options you deserve - buy procedures now, pay off later with monthly payments. How it works: 0% interest if paid in full in 6 to 60 months on qualifying purchases made with your CareCredit credit card account. Minimum monthly payments required, subject to credit approval.

The application process takes less than 10 minutes to complete, and the benefits can be used immediately - you can even apply right at point of payment so you know exactly how much you need to finance monthly.

  • Green Check Icon - Checked and approved! Our green check icon ensures everything's in order! Easy-to-use
  • Green Check Icon - Checked and approved! Our green check icon ensures everything's in order! Special financing
  • Green Check Icon - Checked and approved! Our green check icon ensures everything's in order! Care when you need it
At-Home Smile Assessments
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Skip the wait: get recommended dental care right from your living room with our at home smile assessments. These ensure you don't have to pay for a consultation visit and a treatment visit- you just need the one. At home dental assessments are as easy as 1-2-3:

Get Started
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1 Smile Wide

Upload a close-up smile selfie. Take this time to share any concerns or desires you have regarding your smile.

Step Icon Check - Checked off and ready to go! Our check icon signifies progress!
2 Expert Feedback

Your dentist will review your smile and send a personalized assessment outlining treatment recommendations.

Step Icon Schedule - Stay on track with our schedule icon, ensuring timely appointments!
3 Schedule Your Visit

Once you've reviewed your recommendations, you can schedule an in-person visit with the dentist for treatment.

No insurance dental care in southeast Wisconsin

Dental Care For Adults Without Insurance

Our financing team explores every available solution to keep your treatments within budget.

Delaying dental treatment can often lead to more complex and expensive problems later. Our Madison dental team helps uninsured patients move forward with needed care through manageable payment plans and financing solutions.

You don't need to endure pain or live with cosmetic issues. We help you complete treatment now while balancing payments over time.

Learn more about financing your dental care

More Payment Options

We accept cash, personal checks and most credit cards, including American Express, Discover, MasterCard and Visa.

Essential Dental Services for Patients Without Insurance

At Total Care Dental Madison, we provide comprehensive dental services for patients without insurance coverage. Our team makes basic preventive care and advanced dental treatment accessible through payment plans and financing options. Many patients worry a lack of insurance means their dental care options are limited. We're here to show you this is not the case.

Invisalign

Invisalign Without Insurance Coverage

Invisalign treatment is still possible without dental insurance. Total Care Dental Madison offers Invisalign with accessible payment plans and CareCredit options. Many patients achieve their dream smile through our Wellness Program benefits combined with flexible financing, making treatment manageable without insurance.

Invisalign

Cavity Fillings Without Insurance Coverage

Using modern composite resin fillings, we restore teeth damaged by decay, no insurance needed. Our Wellness Program helps prevent costly procedures through regular care, while CareCredit makes cavity-filling treatment possible when cavities do occur.

Invisalign

Dental Implant Options Options Without Insurance

Missing teeth affect your daily life, and lack of insurance shouldn't prevent you from getting proper treatment. Our dental implant solutions come with flexible payment arrangements through CareCredit and Wellness Program benefits. We help patients without insurance restore their smiles through permanent solutions with a natural look and function.

Invisalign

Denture Solutions When You Don't Have Insurance

From partial to full dentures, we create quality tooth replacement solutions for patients without dental coverage. Our payment plans help make dentures accessible for every budget. The Total Care Dental Madison team guarantees proper fit and function while working with you to find manageable payment options.

Invisalign

Root Canal Treatment Without Insurance Coverage

Don't let a lack of insurance force you to live with tooth pain. Our root canal services focus on saving natural teeth, with payment options designed specifically for patients without coverage. Modern techniques make the procedure comfortable, while our financing makes it affordable without insurance.

Invisalign

Cosmetic Dentistry Without Insurance Coverage

Professional teeth whitening and other cosmetic services are accessible for patients without insurance through our various payment options. We believe everyone deserves a confident smile, regardless of insurance status.

Emergency Dental Care No Insurance Required

Our extraction services and emergency care come with immediate payment solutions through CareCredit and Wellness Program benefits. We help patients without insurance get urgent care without financial stress.

Share a Smile Free Dentistry for Madison Area Patients in Need

Once a month, Total Care Dental hosts the Share a Smile program, where we provide free initial exams, cleanings and restorative work for patients in need. To qualify, you must be recommended by Middleton Outreach Ministry (MOM) or another one of our partner organizations. See if you qualify for this free treatment! We've helped many patients who would otherwise never be able to afford restorative or cosmetic care. This initiative stemmed from a desire to give back to the community by using our talent and passion for dentistry through the efficient use of our own teams and clinics.

Contact TCD Madison today to discuss your financing options.
No insurance dental work results

Frequently Asked Questions About Dental Care Without Insurance

Can I go to the dentist without insurance?

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Yes. Most dental offices serve all patients, whether they have insurance or not. Total Care Dental Madison offers payment plans, wellness memberships and financing options to help uninsured patients afford routine and emergency dental care.

Do dentists offer payment plans?

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Many dental procedures can be financed through monthly payment plans or CareCredit, depending on treatment type and eligibility.

Is preventive dental care cheaper than emergency treatment?

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Yes, routine cleanings and exams often help detect dental issues early before they become more painful and expensive to treat.

Meet the TCD Madison Dentists

Our team of compassionate and knowledgeable professionals create a warm, inviting atmosphere, ensuring patients of all ages feel welcome. At TCD, we treat every patient like a member of our family.

Dr. Brett Clark

Dr. Brett Clark

Dentist & Owner

Little League Coach, Barefoot Water Skier, Exercise Junkie, Super-Dad!

Read Full Bio >>
Dr. Jason Vandehaar

Dr. Jason Vandehaar

Dentist & Owner

Eagle Scout, Badger Fan, Dog Lover, Lifeguard, Hater of Shredded Coconut!

Read Full Bio >>
Dr. Tammy Kalsow

Dr. Tammy Kalsow

Dentist

Positive, loving, nurturing spirit. 

Read Full Bio >>
Heather

Heather

Dental Hygienist

Positive Spirit, Team Leader, Hockey Mom; "A family that flosses together stays together!"

Read Full Bio >>
Dr. Tammy Kalsow
Meet the Rest of the Team

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Free Smile Assessment At Home!

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Life Changing Implants

Share a Smile program partnership with the Middleton Outreach Ministry (MOM)

Providing Free Dentistry to Patients in Need

The Share a Smile program allows the staff of TCD to give back to our local community. One day a  month, we provide free dentistry services to our neighbors in need. We work in partnership with the Middleton Outreach Ministry (MOM) and are looking to join with more churches, low-income housing facilities, and food pantries to expand our reach.

Check out our website to learn more about the Share a Smile program.  Even if you do not meet the eligibility requirements for free dentistry, our dental financing plans make preventative, cosmetic, and restorative services easily affordable for our Madison patients.

shareasmilemadison.org

Contact our Madison Dental Clinic for complete oral health care at 608-274-1911 or Request a Dental Appointment online!
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